John Anderson, Executive: Solutions & Enablement at Alexforbes Since the implementation of the new two-pot retirement system on 1 September 2024, South Africans have shown...
Where South African consumers spend and where they try to save
Benay Sager, Executive Head of DebtBusters On average, South African consumers spend 68% of take-home pay to service debt. How they allocate the rest differs by income band, as does...
Fund ordered to hear full story before withholding benefit
Muvhango Lukhaimane, Pension Funds Adjudicator A provident fund that withheld payment of a withdrawal benefit on the basis that the member had defrauded the company has been ordered by...
Fund benefits and third party bank accounts
Lize de la Harpe, Senior Legal Advisor at Sanlam Corporate Introduction Retirement funds are strictly regulated. Boards of Trustees must take all reasonable steps to ensure that...
How employers can improve salary increase calculations
Lindiwe Sebesho, Managing Director at Remchannel Attracting and retaining top talent is a never-ending quest for employers. One of the best ways to win at this is by offering...
To increase VAT or not to – that is the question
Haroon Bhorat, Chair: Investment Committee at Sygnia One of the worst kept Budget secrets in recent times – perhaps a sign of the challenges of an undisciplined government of national...
From Trump’s tariffs to the GNU’s budget postponements – Reacting to market surprises
Adriaan Pask, CIO at PSG Wealth Markets are unpredictable, and 2025 has gotten off to a particularly volatile start. From aggressive tariffs to abrupt national announcements, investors...
2025 (draft) budget – A realm of difficult choices
Mpho Molopyane, Chief Economist at Alexforbes The postponement of the 2025 Budget continues to dominate headlines. While the focus has been on the 2 percentage point (ppt) VAT rate...
Data science-driven asset manager shares software to promote industry use of AI
Vincent Anthonyrajah, CEO of Differential Capital As an early adopter of Artificial Intelligence (AI) investing, asset management firm Differential Capital has used data to uncover...
Financial planning for everyone
Terence Tobin, Certified Financial Planner®, at Rich Ideas When to work with a financial planner The sooner one starts working with a financial planner the better. Often, I...
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