While 10X welcomes anything that advances the discussion on the topic of South Africans preparing financially for their old age, the furore in the media this week about the “proposed compulsory...

The Department of Social Development has released a green paper on comprehensive social security and retirement reform for 2021. We note that it is largely similar to previous proposals dating back...

ESG generally refers to the environmental, social, and governance factors that investors are increasingly applying as part of their analysis process to identify material risks and growth...

The annual survey of expected investment returns for the next five years shows that investors in balanced growth solutions can expect to earn 5.5% p.a. above inflation. This is one of the findings...

How ill-prepared companies were for the digital leap… There are many stories out there, both of success and of failure when the limitations of countries in lockdown became a reality. Those who were...

Simmering social discontent, high unemployment and inequality mean reforms are urgently needed. We look at what this means for South African equities. The imprisonment of former president Jacob Zuma...

“Past performance is no guarantee of future performance,” has become an axiom of the investment industry. Yet too often, novice investors use positive returns in one financial year as a harbinger of...

More than 26 years later, women are still underrepresented in the South African economy Every Women’s Day commemoration brings us an opportunity to track progress on the declaration made in 1994 by...

South Africans seem to live in constant fear of the government going after their savings. New tax rules for emigrants’ retirement funds is just the latest development to fuel this anxiety. Andre...

Retirement is an important milestone that many of us look forward to with anticipation. Having built up a working lifetime’s worth of retirement savings, selecting the right annuity option to meet...